06/13/2021


Black Friday is over but this does not mean that the holiday rush is ending soon. In fact, analysts say that the last quarter of 2011 is the best time to buy your new car.

Here is part 2 of the series on how to get the best deals on a brand new car:

1. Choose wisely.

This does not only mean that you should choose your next car wisely but this also applies to:

a. the car dealer; and

b. the type of financing scheme including the duration of the loan.

It is simply not enough that you pick an affordable and practical car as you will also need to be vigilant in terms of choosing the car dealer that you wish to do business with.

Choose a car dealer that has been around for a couple of years. Are you excited to drop by the newest showroom in town? Not so fast. Remember that looks can be deceiving. While the architecture may definitely please the eye, there is more to a car dealer than just having fancy decorations and world class facilities.

Want to know the easiest way to determine the trustworthiness of a particular car dealer? Ask around. Ask your friends, friends of friends, colleagues, family members or browse online to find out if the dealer has a reputation for offering the lowest prices in town.

Choosing a financing scheme is also important as this will determine how much you will pay for the next couple of years.

If the loan term is too long (60 to 72 months) or if the dealer offers a zero-down financing plan then you better think twice as you will end up paying more money for your brand new car. Choose a loan term that is around 24 to 48 months and insist on making a higher down payment than the usual. If you follow these simple tips then you are on your way towards experiencing real value for any type of brand new car.

2. Never settle for in-house financing alone.

It is always best to consider other options when it comes to financing. In-house financing deals may NOT always be the best option for you. If you have an outstanding account in a local bank then why not inquire about their new vehicle loan programs? You might be surprised to find blockbuster deals along with low interest rates by simply choosing to finance a car at your local bank.

The true dealer cost and the dealer invoice price will do wonders when searching for the lowest new car prices but the above mentioned tips will help you to further realize enormous savings!

Date: November 29, 2011



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